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life insurance Review - Life Insurance- Saving or Investment?
life insurance Review

life insurance Review

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Life Insurance- Saving or Investment?


Usually, when I think of insurance, very first thought come in my mind is all about savings. In my personal perception, taking an insurance plan is all about saving a certain amount monthly or half yearly as per the individual’s convenience. In simple words, you can consider your insurance as a saving of your funds for rainy days. But, as I am also concerned about present time, which is uncertain, I want my savings to grow. I would like to see my funds as hard cash that are increasing day by day so that it can also be utilized in near future. Then, with my trusted source of information Rupeetalk, I have explored about the facts a bit.

What I came to know that to meet this exact requirement of investment, there were many life insurance plans that were designed with the purpose of investment. Yes, there were so insurance companies like Aegon religare, ING vysya, bajaj allianz, Tata AIG and so on, that are engaged in offering such specially designed life insurance plans. There is the concept of unit linked insurance plan, which meets all of the requi9rements of an individual. Sounds interesting no! Let’s explore it a bit more. If it comes to investment, then you have so many options like mutual funds or stocks, which may give you the highest returns in present date. But, with life insurance India, you have your savings plus investment plus a protection cover. May be returns are not that higher in comparison of mutual funds or stocks. However, you will be receiving returns on your saved funds with an assurance of financial security to you and your loved ones.

With Rupeetalk.com, I also become aware of the tax benefits that can be availed at paid premiums of life insurance policy. So, it’s better to choose wisely. I mean you think what you want an investment option with a risk or a life insurance production coupled with investment, wealth creation option and protection.

Compare and apply your choice of life insirance plan in India online at-

http://www.rupeetalk.com/life-insurance/


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